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Tom Ruggirello Agency: Your Partner for Treasure Coast 
Motorcycle Insurance

Two-Wheeled Experience

If you’re a motorcycle enthusiast, the call of the open road along Florida’s Treasure Coast is like no other. From salt-touched breezes, to sun-drenched blue skies, it’s an incomparable motorcycle experience.

Whatever You Ride

No matter your two-wheeler of choice, Tom Ruggirello Insurance Agency will help you find affordable coverage at the most competitive rates possible. Are you into street cycles? We write those. Harley HOGs? We gotcha covered. Old-school cruisers? No sweat. Touring bikes? Dirt bikes? ATVs? Whether you cruise it, race it, trick it out for show, or ride it to get away, Tom Ruggirello will find the right coverages, in the right amounts at rates that suit your lifestyle and your budget.


What Does Motorcycle Insurance Cover?

Liability Coverage

Liability coverage for a motorcycle serves the same purpose as car liability coverage; it provides financial reimbursement to other motorists and passengers in the event you’re judged legally liable for an accident while riding your motorcycle.

Medical & Bodily Injury Coverage

Medical and bodily injury coverage reimburses you, as the motorcycle rider, for injuries you sustain in an accident.

Property Damage

This kind of coverage reimburses you for damage to your motorcycle caused by an accident. This coverage type frequently include damage to protective gear. Property damage coverage will also reimburse you if the vehicle is a total loss.

Comprehensive Coverage

Comprehensive coverage reimburses you for theft, fire, vandalism and other types of losses to your bike. Comprehensive insurance even covers your motorcycle while you have it stored away during cooler weather.

Custom Parts & Equipment Coverage

Parts and equipment coverage is for riders who like to customize their bikes. This coverage compensates for damage and loss to various customizations of the motorcycle. Most riders buy between $3,000 and $10,000 in coverage.

Uninsured/Underinsured Motorist Coverage 

If you’re in an accident on your motorcycle with a motorist not carrying vehicle insurance, or not carrying enough, uninsured/underinsured coverage protects you, the rider, for any ensuing bills arising from property damage or injury to your person.

Roadside Assistance

Roadside assistance can be a godsend if your bike should ever need towed out on the highway.

Trip Interruption Coverage

If you should need to unexpectedly cancel a planned trip, this coverage reimburses you for non-refundable costs associated your change of plans.


Discounted Motorcycle Insurance with Multiple Policies

If you purchase motorcycle insurance coverage through one of our major carriers, there’s a good chance you’ll be eligible for discounted rates if you already have other policies through Tom Ruggirello Insurance. Whether you’re already a Tom Ruggirello policyholder or not, ask us about motorcycle insurance multiple-policy discounts.

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For a Free Motorcycle Insurance Quote, Contact Tom Ruggirello Insurance Agency

Wherever you cruise on your two-wheeled adventure-maker, comprehensive motorcycle insurance from Tom Ruggirello will help keep you protected out on the open road. If you’re shopping for motorcycle insurance in Port St. Lucie, FL, we’d love to hear from you! As an independent insurance agency in Port St. Lucie Florida, we partner with numerous motorcycle insurance carriers, meaning we have the resources to comparison shop on your behalf!

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