Everyone knows they need to properly insure their personal vehicles. However, if you’re a business owner, you’ve got an obligation to cover any vehicle used in operating your business, too. As with personal vehicles, Florida law requires commercial vehicles to carry a minimum level of liability protection. At Tom Ruggirello Insurance, we’ll make sure you get coverages that balance your business’s need for protection against the realities of the world we live in.

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We'll carefully consider the realities of your business, too. What type vehicles does your company operate? How many? How many drivers do you use? Do those drivers require special licensures (e.g., chauffeur's license, commercial driver's license, etc.)? Do you employ your drivers as regular employees or as contractors? How many hours on the road does your company and its operators and vehicles spend each week?