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Tom Ruggirello Agency: Protecting You  Like Family

Auto Insurance: An Inconvenient Necessity

Even the best drivers can be liable for things beyond their control. That’s why all drivers must protect fellow motorists by carrying liability insurance. As a driver, you might not be able to avoid that patch of black ice, but you can be the good guy and make sure you protect other drivers by maintaining proper liability insurance.

Your Last-Stop, Independent Agent 

If you’re shopping around for car insurance and weighing all your choices, trying to make sense of all the possible coverages, Tom Ruggirello Insurance is ready to help make sense of all those possibilities. As an independent insurance agency in Port St. Lucie FL, we partner with numerous car insurance carriers, and can do the shopping around for you! We offer various auto insurance coverages for motorists of all ages and coverage needs.

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Standard & Non-Standard Car Insurance

We write standard and non-standard auto insurance policies alike. What is a Standard Car Insurance Policy? Standard auto insurance covers “preferred” and “super preferred” drivers:

  • Older drivers

  • Drivers whose driving record demonstrates maturity behind the wheel

  • Drivers with few or no tickets and/or accidents

At Tom Ruggirello Insurance, we understand that accidents happen, and that’s why we offer coverage for higher-risk, non-standard drivers, too:

  • New and younger drivers

  • Drivers with SR22s

  • Drivers whose driving record demonstrates a lack of experience or maturity

  • Drivers with numerous accidents and/or tickets


Tom Ruggirello Insurance: Making Comprehensive Coverage Comprehensible

If you already carry coverage from another auto insurance agency, you may not be sure what coverages you have, in what amounts, or about how those coverages work. Your current auto policy may not provide you with the best or most appropriate coverages for your situation.

At Tom Ruggirello Insurance, we believe that a truly comprehensive car insurance policy is 100% comprehendible to the policyholder. We write each policy from that philosophy, but if you’re unsure about something, ask us. We’d even be happy to take a look at your current policy and see if you have adequate coverages.

We’re here to answer your questions, too—all of them—because we want you to make informed decisions about car insurance in Port St. Lucie, Florida. We won’t finalize any policy until we’re certain everything’s crystal clear.

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For a Free Auto Insurance Quote, Contact Tom Ruggirello Insurance Agency

At Tom Ruggirello Insurance, we build strong, long-term friendships on a foundation of solid, affordable coverages. If you’re ready to make a new friend with an auto insurance agency that cares, call Tom Ruggirello Insurance today at 772-621-9966 for a free auto insurance quote. For a free online auto insurance quote, just fill out the quote form on this page. We can’t wait to show you how much you can save on car insurance!

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