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Three Decades of Insurance Expertise

We founded the Tom Ruggirello Agency in 1982. For more than 35 years, we’ve been proudly serving the insurance needs of Florida’s Treasure Coast. We started as part of Nationwide Mutual Insurance Company, but became an independent insurance agency in 2008.

Treasure Coast Independent Insurance Agents


We founded the Being an independent insurance agency means we’re not bound to offering the products and services of any single company—or the rates. As an independent agency, we can shop around for coverage on behalf of our clients from multiple insurance providers. Doing so allows us to identify the most competitive prices and to tailor coverages to the needs of our clients. When you work with us, we aim to be your final stop in the insurance shopping process: We do the shopping around for you!

Welcome to Our Family of Treasure Coast Independent Insurance Agents

We’ll work with you to find the highest quality insurance coverages possible for your unique circumstances at the most competitive rates available. And we are absolutely committed to delivering personalized, highly professional service.

We want to get to know you; we want to build a strong, long-term relationship with you and your family. Our primary focus is providing an unmatched customer service experience. That’s why we treat our policyholders like family. And like family, we will always keep your best interests in mind when searching for coverages. We’ll hunt for every possible discount, all while making sure to find the most optimal coverages to suit the needs of you and your family.




We offer comprehensive vehicle insurance services that provide you with peace of mind and financial protection in the event of accidents, theft, or other unforeseen circumstances.


At Tom Ruggirello Insurance Agency, we recognize that your property is more than just a building—it's your home or place of business, filled with cherished belongings and valuable assets.


As unpleasant as it is to think about, the simple truth is that standard coverages might not be enough to protect you and your family against a large liability claim.

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A Mission of Service and Value, Integrity and Respect

We are fully committed to serving the needs of our clients. We want to help you make informed decisions regarding the insurance needs of you and your family. Why? At Tom Ruggirello Agency, protecting the assets of our clients is priority #1. We believe that integrity and respect are critical to our business. We also believe that if we serve our clients well, our own success will follow.

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